Don’t Let Your Insurer Write Off Your Car at 50%
- Author
- 7 hours ago
- 2 min read
When your insurer labels your vehicle “uneconomical to repair” at around 50% of its insured value, it’s often their profit margin driving the decision—not your best interest. In South Africa, insurers make money by selling salvaged vehicles and parts at auction. That means writing off your car can net them a quick gain while you’re left with a cash payout that may not cover a like-for-like replacement.
Why Insurers Push 50% Write-Offs
Salvage Profits
After a write-off, damaged vehicles and parts go to auction. Insurers often recoup more from salvage than they would spend on repairs.
Simplified Claims
Cash settlements eliminate the hassle of coordinating repairs across multiple workshops and quality checks.
Controlled Costs
By declaring a car “write-off” at 50%, insurers cap their expenses—even if repairing the vehicle is safe and cost-effective for you.
How HJ Bosch & Sons Keeps You in the Driver’s Seat
Free On-the-Go Damage Assessment
Our technician visits your home or workplace within 24 hours to document every dent, scratch and structural concern.
Transparent Audatex Quotes
We use the industry-standard Audatex system for clear line-by-line repair costing—no hidden fees.
Robust Repair Plan
With PPG Refinish paint and lifetime guarantees, we prove that repair is just as safe, durable and value-for-money as replacement.
Insurance Negotiation Support
We package our damage report, photos and repair plan into a professional submission for your assessor—giving you the leverage to insist on repair.
Step-by-Step: Fight Your Write-Off
Document the Damage
Snap clear photos of every angle. Jot down notes on panel markings, frame concerns and interior damage.
Book Your Free Assessment
Call Martin de Beer 067 072 0925 or email claims@hjbosch-sons.co.za with your claim number.
Submit Our Report
Forward our detailed quote and photos to your insurance assessor within 48 hours.
Choose Repair Over Salvage
Under South African Consumer Protection laws, you can select repair when it’s safe and cost-effective.
Our Core Services
On-the-Go Damage Assessment
Quick, convenient site visits and free estimates. Learn more →
Precision Panel Beating
Restore structural integrity and factory-perfect finish. Our Panel Beating Services →
Lifetime Paint Guarantee
PPG Refinish with oven-baked durability and colour-match accuracy.
Paintless Dent Repair (PDR)
Cost-effective hail and minor dent corrections—no repaint needed.
Take Back Control of Your Claim
Don’t let the insurer’s bottom line decide your car’s fate. Reach out to HJ Bosch & Sons today for your free on-the-go assessment. Call Martin de Beer 067 072 0925 for assistance.
Keep your wheels—and your peace of mind—on the road.
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